Today...

Sep. 10th, 2009 08:24 am
sechan19: (morisot)
[personal profile] sechan19
...was a fairly productive day.

I went to my local ward office and applied for both foreign registration and the national health insurance plan. I also finished prep work for next week's kanji drills: over 300 characters by week's end (although, they're almost entirely characters that I'm already familiar with).

My back is killing me from sitting at the desk all day.

The trip to the ward office was interesting. I expected the application procedure to be much more difficult than it was. They took my passport and photos, had me fill out one application form, and shuffled me into the line for health insurance when I expressed a desire to be enrolled. The health insurance application was even easier, as I was already in the ward office's computer system. I basically had only to make minimal notations on separate application form and collect my table of fees.

The fees threw me for a loop. I knew from what I'd read that they would be low. But I wasn't prepared for how low.

Six months of health care coverage is $80.

To put that number in perspective, the cost of a one-month train pass to go two stops on the Yokohama Subway Line is $80.

Six months of health insurance costs me as much as one month of commuting fees.

You can imagine, as an American, how shocked I was by this realization. But when the shock wore off, I warmed to the idea totally. You see, transportation is a for-profit business - health care is not. Or it shouldn't be, at any rate. If I can't afford the train commute (which I can't, really), I get a bike or I walk. No harm; no foul. If I can't afford to fix a broken arm (or a perforated ulcer, or whatever), they take care of me. It's the difference between need and want; between an essential and a luxury.

We Americans would do well to remember the difference and to get on with the business of reforming our totally bollocks-up health care system.

Not that expect much of Congress, though.

[sigh]

Date: 2009-09-10 02:24 pm (UTC)
From: [identity profile] muroku.livejournal.com
I'm totally, totally AMAZED by their health care benefits and you aren't even a citizen of Japan (*_*).

Date: 2009-09-10 05:10 pm (UTC)
From: [identity profile] unapperent.livejournal.com
I have to agree.
Dang... I wish we had that setup here in the states.
Even the Canadians have a sold system. I've been talking to some that I know, and they think the news coverage of their system is akin to watching Saturday Night Live - a complete joke.

Date: 2009-09-10 10:14 pm (UTC)
From: [identity profile] reteva.livejournal.com
Yeah, it's based completely on previous year's income. Since I have no income in Japan - it's astonishingly low for me.

Date: 2009-09-10 06:36 pm (UTC)
From: [identity profile] lordameth.livejournal.com
Isn't it great? I couldn't believe how amazingly low the monthly payments were. Granted, I never had to use it, so who knows how much it covers, etc. but even so... This is part of what they're talking about when they say Americans spend too much on health care.

Date: 2009-09-10 10:17 pm (UTC)
From: [identity profile] reteva.livejournal.com
Well, looking through the handbook, it appears to be mainly focused on serious illness or injury. I don't think it covers general health checkups (although I need to verify that), for example. What it does do is make sure that should I suffer an accident or develop a major disease, I'll be able to get hospital care and surgery.

It is really great.
I mean, that's generally more than I get in the US when I'm not registered for health care through the university.

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